Even the best planned itineraries can be disrupted by weather, aircraft maintenance issues or even a traffic accident on your way to the airport. If you experience a hiccup in your travel plans due to a problem covered by your policy, travel delay insurance can reimburse you for reasonable expenses that pop up. For example, these can include meals and an overnight hotel stay while you wait for your flight to depart.
Travel delay benefits apply when your trip is delayed for a specific length of time listed in your policy, usually six, 12 or 24 hours. At that point, you can qualify for reimbursement, up to the travel delay limits listed in your policy.
Baggage Insurance for Big Five Gear When Your Stuff is M.I.A.
If you have an excursion planned to see lions, elephants, leopards, buffalo and rhinos, known as the “Big Five,” and your baggage is missing, you’ll need more than what you wore on the plane. Baggage insurance reimburses you for the depreciated value of your belongings if they are lost, damaged or stolen, up to your policy limits. That way you can get back some of the money you spent to buy new gear for your trip.
Baggage delay insurance provides compensation for expenses you pay when your luggage is delayed. If you need a change of clothes and toiletries to tide you over until your baggage shows up, you can make a baggage delay claim. Benefits for baggage delay kick in after a period of time specified in your policy, such as 12 hours.
How Much Is Travel Insurance for a Trip to Kenya?
The average cost of travel insurance for a trip to Kenya is $538, according to Squaremouth. This is for an average trip length to Kenya of 17 days with an average insured trip cost of $8,878.
Exactly how much you pay for travel insurance will depend on several factors, including your age, trip cost and the travel insurance plan (and upgrades) you choose.
The average cost of travel insurance is 5% to 6% of your trip cost, according to Forbes Advisor’s analysis.