Kenya has an abundance of natural beauty and resources that span from its coastline along the Indian Ocean to its savannahs and mountain highlands. The African nation is extremely popular for adventure tourism, mostly due to its abundance of wildlife and the available safaris within the Masai Mara Reserve and Amboseli National Park.
Whether you plan to embark on a magical safari, take part in other adventure activities, or visit family and friends, buying a travel insurance policy to safeguard your trip investment is a smart move. Without the best travel insurance for your needs, you can wind up losing the hard-earned money you’ve spent on your trip.
Trips to Kenya can be expensive, not only because of the costs of international airfare but also due to costs associated with safaris. This is why it’s critical to have travel insurance in place well before you board your plane, says Daniel Durazo, spokesperson for Allianz Travel.
When you buy travel insurance right after you make your first trip deposits, you get the maximum length of coverage time for cancellations. There are other advantages to buying travel insurance early—you won’t miss out on optional upgrades that require purchase soon after your initial trip deposits.
Trip cancellation travel insurance can reimburse you for prepaid, nonrefundable travel expenses you paid for in advance when a trip is canceled for a reason listed in your policy.
If you get seriously injured right before your departure date for your safari, for example, you can file a trip cancellation claim to recoup your nonrefundable trip costs. That said, it’s important to understand that trip cancellation insurance doesn’t cover every situation that may cause you to cancel your trip. Durazo says travelers should read over their policies so they understand what is covered and not covered ahead of time.
“Many insurance products include a 15-day review period that allows you to review your policy and exchange it or cancel it if it doesn’t meet your needs,” he says.