Motor Vehicle

(Cars, Lorries, Vans, Motorcycles, Prime Movers etc.) – t is a requirement under the law for you to insure your motor vehicle. You might nevertheless need an insurer who gives a good package. You can choose from our Motor Policy package.

This package indemnifies the insured following loss of or damage to motor vehicles due to accident, theft and fire, including liability to Third party.

Types of cover:

Comprehensive Cover

This form of policy provides an indemnity for:

Loss of or damage to any insured vehicle and its accessories and spare parts through accidental collision or overturning, fire, external explosion, self ignition, lightning, burglary, housebreaking or theft; any malicious act or whilst in transit by road, rail, inland waterway, lift or elevator.

Indemnity in respect of legal liability to third parties for bodily injury, death or damage to property.

The cost of protection and removal of the vehicle to the nearest authorised repairer.

Emergency medical expenses incurred by the driver and any occupants of the insured vehicle as a result of bodily injury sustained in an accident.

This cover extends to include free; valuation, radio cassette & windscreen extension, strike, riot and civil commotion extensions.

This cover also extends to include floods, typhoons, hurricanes, volcanic eruptions, earthquakes or other convulsions of nature.

Third Party Fire and Theft

This policy provides cover for fire, external explosion, self ignition, lightning, burglary, housebreaking or theft. Indemnity in respect of legal liability to third parties for bodily injury, death or damage to property. And the cost of protection and removal of the vehicle to the nearest authorised repairer.

Third Party Only Cover

This form of policy provides indemnity in respect of legal liability to third parties for bodily injury, death or damage to property.

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