Fire & Allied Perils

This cover protects the physical capital represented by buildings, plant & machinery, contents, stock in trade, etc. The policy may be extended to cover loss or damage caused by the following perils:-

  • Explosion
  • Earthquake, fire and/or shock
  • Riot, strike and malicious damage
  • Storm tempest
  • Flood
  • Bursting or overflowing of water tanks apparatus and/or pipes
  • Aircraft or other aerial devices and/or articles dropped there from
  • Impact by road vehicles, horses or cattle
  • Subterranean fire
  • Bush fire

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